Special Needs Financial Planners Fresno CA

Read on to learn information on special needs financial planners in Fresno, CA and gain access to public-private funding, special needs trust establishment, traditional investments, insurance services, and special needs supplement reporting, as well as advice and content on special needs financial panning.

Barbara Lundeen, PhD
(559) 222-2555
2733 E. Garland Ave.
Fresno, CA
Support Services
Medical

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Central California Chapter: Autism Society of America
(559) 227-8991
PO Box 13213
Fresno, CA
Support Services
Support Group Meetings, Support Organization

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Goodfellow Occupational Therapy Services
(559) 228-9100
2505 W Shaw Ave., Building A
Fresno, CA
Support Services
Speech & Language, Therapy Providers

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Armista Howard
(559) 229-1540
7600 N. Ingram, Ste. 103
Fresno, CA
Support Services
ABA/Discrete Trial, Behavorial Intervention, Early Intervention, Social Skills Training, Therapy Providers

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Central Valley Regional Center (Fresno Office)
(559) 276-4300
4615 N. Marty Ave.
Fresno, CA
Support Services
Disability Advocacy, Government/State Agency, Marriage & Family Counseling, Other, Support Organization

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Exceptional Parents Unlimited
(559) 229-2000
4440 N. First Street
Fresno, CA
Support Services
Support Organization

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Central Valley Regional Center
(559) 274-4300
5168 N. Blyth Ave. Ste. 101
Fresno, CA
Support Services
Government/State Agency, State Resources, Regional Centers/Early Intervention Agency

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ACES, inc. - Central San Joaquin Valley
(559) 275-0559
4201 W. Shaw Ave., Suite 106
Fresno, CA
Support Services
ABA, Therapy Services, Therapy Providers

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Center for Autism & Related Disorders, Inc. (CARD) Fresno, CA
(559) 255-5900
4928 E. Clinton Way Suite 105
Fresno, CA
Support Services
ABA, Therapy Services
Ages Supported
1-5 Grade,Kindergarten,Preschool

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Goodfellow Occupational Therapy Services
(559) 449-0479
8427 N. Millbrook, #110
Fresno, CA
Support Services
Occupational Therapy, Speech & Language, Therapy Providers

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Common Mistakes Parents Make With Their Special Needs Trusts

Common mistakes parents make with their special needs trusts

Heath Burch, CFP

We meet a number of families each year that have already met with a planner in an attempt to design a special needs plan. The plans are put together with the best of intentions in hopes of providing ongoing care for their loved one with special needs. Unfortunately, many of these plans are incorrectly designed and fall short of providing the desired outcome.

The most common errors we see are often related to the drafting of a special needs trust. We'll outline below three of the most common mistakes we encounter when working with reviewing these trusts.

Each week we review a number of special needs trusts given to us by parents simply looking to confirm that what they have works. The family has done exactly what they thought they needed in that they have created a trust in order to provide ongoing care for their loved one with special needs should they no longer able to provide it. The problem is that many of these documents are put into place without the parents truly understanding what they are signing.

We've seen documents that do not successfully preserve access to benefits like social security, often the primary goal of the trust. We have encountered documents that make the state (Medicaid) the named beneficiary of any assets remaining after the child's life in cases when it is not necessary. At times we have even seen documents that ultimately disinherit a child with special needs without the parents even aware of the fact.

If you aren't certain that your legal documents are designed as you intended or worse, you aren't sure exactly what they contain, please get them reviewed by an attorney that specializes in this type of planning. It never hurts to get a second opinion and provide yourself the sense of security of knowing that you have a well-drafted, effective set of legal documents to protect your family.

In the event that you have a well-drafted special needs trust your work may not be done. If the attorney or advisor you worked with hasn't walked you through how to title all of your various assets and you haven't moved most of your assets into the trust when appropriate, or directed them to the trust through a beneficiary designation or transfer on death designation when appropriate, you aren't done.

This is not an easy task, which is exactly why so many families walk into our office without having it done. There are a lot of reasons why the titling work may not have been done. It is possible the advisor didn't want to take on the responsibility. Maybe you weren't sure how to title an asset such as your house in the trust? Or maybe you had every intention of updating your beneficiary designations, but just forgot or ran out of time?

Regardless, you must finish what you started. If the attorney or advisor that helped you with the trust hasn't helped you finish the job, it is your responsibility to find someone who can.

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